£99 Online Probate Valuation
HMRC Compliant Report In 48 Hours
Professional valuation of house contents by accredited experts, with a report accepted by HMRC for inheritance tax purposes.
Swift Values provides a straightforward, cost-effective way to meet your probate valuation obligations. From £99+VAT, our professional valuers assess the contents of a property remotely using photographs you upload, and deliver a compliant valuation report within two working days.
Every report meets Section 160 of the Inheritance Tax Act 1984 and is accepted by HMRC. It’s an efficient option for estates where a full in-person visit isn’t necessary, offering clear documentation, expert assessment, and practical peace of mind.
Trusted By
Shortlisted: Best Use of Technology
British Wills & Probate Awards 2025
We’re proud to share that Swift Values was shortlisted for Best Use of Technology at the 2025 British Wills & Probate Awards. Being recognised alongside leading innovators in the sector highlights our commitment to making probate valuations simpler, faster, and fully HMRC-compliant.
Start Your House Contents Probate Valuation Today
100% HMRC Acceptance Record
Get started in minutes with our fully remote probate valuation service. For just £99+VAT, you’ll receive a professionally prepared, HMRC-compliant report within 1–2 working days, no home visit required.
All valuations are conducted by qualified experts and meet the legal standards set out in Section 160 of the Inheritance Tax Act 1984. 100% acceptance rate by HMRC.
Not sure where to start? Feel free to call our friendly team on: 0330 088 4099
(Monday to Friday, 9am to 5pm)
Why Professionals and Executors Use Our £99 Probate Valuation
Swift Values began as a specialist B2B service, built to meet a common challenge faced by solicitors: when estates don’t include obvious high-value items, but a formal, HMRC-compliant report is still required.
For nearly a decade, we’ve supported legal professionals behind the scenes. Now, for the first time, we’re offering this same fast, affordable service directly to private executors.
Here’s why it’s ideally suited to your needs:
- HMRC-Compliant Reports: Every report meets official inheritance tax requirements under Section 160 IHTA 1984.
- 48-Hour Turnaround: Submit photos online and receive your professional report in 1–2 working days.
- Fixed £99+VAT Fee: Transparent pricing with no hidden costs — far below the £500+ charged by traditional firms.
- Expert Review: Qualified valuers assess all contents and flag anything needing specialist attention.
- Remote & Nationwide:Everything is handled online — no appointments or home visits required.
What’s Included in the £99 Service And When We Advise Further Steps
Our £99+VAT online valuation covers the general contents of most UK homes such as furniture, white goods, decorative items, books, tools, and everyday possessions. Think of it like visiting your GP: if everything looks routine, we provide a full report without the need for further input.
If you include jewellery, a car, or a motorbike, these are assessed by a relevant specialist for just £25+VAT per category. You’ll still upload everything through the same portal, but those items are referred to one of our expert consultants for more accurate appraisal.
If our valuers spot anything of potential high value that needs closer investigation (e.g. an artwork, antique, or collectible that stands out), we’ll flag it in your report and explain next steps including the estimated cost of further research or a standalone valuation, if needed. That way, you only pay for deeper expertise when it’s justified.
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Service Type Description Price (ex. VAT) Online Valuation Covers the general contents of most UK homes — furniture, white goods, decorative items, books, tools, and everyday possessions. £99 Jewellery Covers rings, necklaces, bracelets, brooches, and other personal adornments — assessed by a qualified gemologist for accurate market value. From £25 Cars, Classic Cars & Motorbikes Includes everyday vehicles, prestige marques, and vintage models — reviewed by a specialist to reflect true resale value at date of death. From £25 High-Value or Complex Items
If our valuer spots anything that appears to be of significant value or needs further research, they’ll highlight it in the report and advise on the next steps — including any additional costs if a specialist valuation is recommended. From £249 per hour
Trusted By
Start Your House Contents Probate Valuation Today
100% HMRC Acceptance Record
Get started in minutes with our fully remote probate valuation service. For just £99+VAT, you’ll receive a professionally prepared, HMRC-compliant report within 1–2 working days, no home visit required.
All valuations are conducted by qualified experts and meet the legal standards set out in Section 160 of the Inheritance Tax Act 1984. 100% acceptance rate by HMRC.
Not sure where to start? Feel free to call our friendly team on: 0330 088 4099
(Monday to Friday, 9am to 5pm)
What Do You Get for Your Money?
Every Swift Values report, whether it’s a £25 online item check, a £99 house contents valuation or a £249 in-person visit, follows the same HMRC-compliant structure.
We’ve shaped our reports around what HMRC case handlers and the Shares and Assets Valuation team are actually looking for. With over 40 years of combined experience in probate, we know how to present valuations in a way that meets professional standards and avoids unnecessary queries.
Click here to see what a Swift Values report includes and why it’s built to make things easier for you — and for HMRC.
Important Note: All Swift Values reports are delivered as professionally formatted PDFs, ready to attach to your probate application.
We’ve had a 100% acceptance rate with HMRC, so you can rest assured your valuation will stand up to scrutiny. Every report is designed to support a smooth grant of probate, giving both executors and solicitors confidence in the process.
Not Sure Where To Start?
Send us a message and one of our probate valuation specialists will be in touch to help.
We can help you decide whether an online or in-person valuation is more appropriate and explain what to expect at each stage.
There is no obligation to proceed and we are happy to answer any questions you may have about the process.
You can also call our friendly team on: 0330 088 4099
Common Questions About House Contents Valuations for Probate
Whats In a Swift Values Report?
Section 1: Illustrated Records
The first part of every Swift Values report includes a photographic record of the rooms and items assessed. This isn’t just a formality, it’s a core part of delivering a clear, defensible valuation. It might seem simple, but if questions arise months or even years later, having a visual record can prove invaluable.
There are four key reasons why imagery is essential in a chattels or personal possessions valuation:
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It creates a time-stamped visual record. This allows executors to make practical decisions, such as starting house clearance or distributing items, while preserving a clear audit trail of what was present at the time of valuation.
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It gives HMRC visual clarity. Instead of relying solely on line items in the IHT400 form, the case handler can see exactly what was assessed. This reduces the likelihood of queries by demonstrating that no significant items were missed or undervalued.
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It documents condition. Photographs show wear, age, or damage that may explain lower valuations. This is especially important for furniture, paintings, and jewellery, where condition can dramatically affect market value.
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It enables second opinions if needed. If HMRC ever requests a revaluation, the report can be passed to another expert who can assess the images independently, without requiring access to the items again.
In short, the illustrated section provides transparency, protects the executor, and helps HMRC understand and accept the figures provided — making it one of the most important parts of the report.
Section 2: Declarations
The second part of every Swift Values report brings together the key written elements that support the visual record. Each section is carefully designed to meet HMRC expectations and provide a clear, defensible valuation for probate purposes.
One of the most important components is the itemisation of any high-value assets. If any individual item is assessed at over £1,500, it is listed in a separate table with a detailed description, valuation, and corresponding images. This ensures transparency for HMRC and gives executors clarity over which specific assets contribute most to the estate’s value.
Alongside this, the report also includes:
Valuer Notes
These are expert observations made during the assessment. They might flag items needing further review, comment on condition or materials, or offer practical advice for the executor. This section provides insight into why certain values were assigned, especially useful where an item’s appearance might be misleading or its condition affects the market value.
Basis of Valuation
This confirms that the report has been prepared in line with Section 160 of the Inheritance Tax Act 1984 which is the legal standard used by HMRC for probate valuations. Including this statement demonstrates compliance and ensures the report aligns with official expectations.
About the Valuer
A short bio is included for every report, outlining the valuer’s background and professional expertise.
This is more than just a formality as it demonstrates to HMRC that the executor has taken reasonable care by instructing a qualified, independent expert rather than estimating values themselves. It also reassures HMRC that the figures have been provided by someone with decades of experience in their field, not an unqualified guess. In the event of any scrutiny, this section helps show the report is credible, professional, and prepared to the standards HMRC expects.
Final Declaration
This summarises the total value of the contents and confirms the figure to be used on the IHT400 form. It includes both general house contents and any itemised high-value assets. The declaration is signed and dated, confirming the valuation was carried out solely for probate and inheritance tax purposes.
Together, these elements form a complete record that is designed not just to inform the executor, but to stand up to scrutiny if reviewed by HMRC. It reflects our understanding of what probate case handlers look for — and removes the guesswork from declaring chattels and personal possessions.
Need Help or Have Questions?
We’re here to support you — whether you need guidance choosing the right service or have questions about an ongoing valuation.
Call us: +44 (0)330 088 4099
Email: enquiries@swiftvalues.co.uk